What Is Information Theft?
The FTC Website and its Recovery Plan
The thief can use the stolen information to purchase goods and services in the name of the victim or to provide false credentials. In rare cases, an imposter might provide false identification to police, create a criminal record or leave outstanding arrest warrants for the person whose identity has been stolen. The FTC website has a recovery plan that victims can use.
Data theft occurs when a malicious person wants to sell or use the information for identity theft. If enough information is known, it could be used to get access to more secure accounts, set up credit cards under your name, or use your identity for another reason.
Report Identity Theft to the Police
If identity thieves get your personal information, they can empty your bank account, open new utility accounts, and even get medical treatment on your health insurance. You can report the identity theft to the police. If you know the identity thief used your name in an interaction with the police, that will be useful. If you are a creditor company affected by identity theft, you will need to provide a police report.
Identity Theft Protection Services
Identity theft is the crime of obtaining the personal or financial information of another person to commit fraud, such as making unauthorized transactions or purchases. Identity theft can be committed in many different ways and its victims are left with damage to their credit, finances, and reputation. When a victim of identity theft is contacted by their creditor is turned down for a loan because of a bad credit score, they don't know their identity has been stolen.
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The Next Phase of Identity-Theft: Contacting the Credit Bureaus
There are many ways to get your personal information, from reading out your credit card number on the phone to buying it on the dark web after a data breach. The next phase of identity-theft is using that information. If you've been affected by identity theft, you should contact at least one of the major credit bureaus.
The credit bureau is legally required to communicate the initial fraud alert to the other two bureaus. You may want to freeze your credit reports to limit access to new credit lines. The FTC says identity theft is one of the top complaints.